Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Here is a list of lender's you could work with.
Keller Mortgage is a technology based lender. The money saved on marketing, office space, on-site loan officers is pass along as saving to consumers!
Franklin Loan Center is a local lender in the Coachella Valley since 1989. They now cover Southern California and the best part, all processing, underwriting, docs, and funding are done locally.
Jarrod Leith, Loam Officer at Franklin Loan Center has over 20 years experience Apply Now!
First West Financial is a family owned local operated mortgage company. Enrique Braunschweiger has been navigating clients through the loan process for over 15 years. In addition to helping Veterans with Local Heroes program, he serves our hispanic community throughout the years. Se habla Español. Get Started Now!